Building and Building Contents Insurance

The Corps has you covered we are the experts in Building and Building Contents Insurance Coverage

CoverCorps Insurance Services is a nationally licensed Property and Casualty agency and wholesaler based in Phoenix but has employees in Austin, Miami and Chicago. CoverCorps' founders have 8 generations in the insurance industry. We are a technologically driven “Insurtech” company poised to disrupt the P&C industry in the US and abroad. Whether you operate a construction company, a farm or a grocery store you may need Building and Building Contents Insurance protection.

What is Building and Building Contents Insurance?

Covers buildings, business personal property, and personal property of others for direct loss or damage, subject to the limits shown in the declarations for each of these categories. Also provides additional coverages and coverage extensions, including but not limited to: debris removal, pollutant cleanup, increased cost of construction, electronic data, and outdoor property.

Insurance is complex. Building and Building Contents Insurance is one of the many coverages that CoverCorps offers. We serve many industries nationwide. Select your industry below to find out more about our comprehensive programs to protect your business.

In todays' world the risks that your business faces continues to change. Getting the right coverages, at the right price, is critical. Whether you are a small business or a large operation, CoverCorps can help. We know how important it is to select the appropriate limits and deductibles for standard coverages like Commercial Auto, Business Owners' Policy, or Worker's Compensation. However, it is equally important to consider the available specialty coverages like Inland Marine, Livestock Insurance, or Cyber coverage. Your business is unique. Your insurance policy needs to reflect that fact. When you have a question. Call CoverCorps!

Major Insurance Coverages:

Business Income Insurance

A major disaster may force a temporary closure of your business until you can make repairs. If the disaster is among your policy’s covered events, business income insurance can provide your store with a continuation of income until you can resume normal business operations.

Business Owners Policy (BOP)

A business owners policy, or BOP, is a comprehensive insurance option that includes the following policies: property insurance, liability insurance, business interuption insurance, vehicle coverge, and crime insurance

Commercial Auto Insurance

Business auto insurance covers your company’s vehicles and drivers that are damaged or injured in a collision or some other type of event. If you or your employees drive personal vehicles for business purposes, you must have nonowned or hired auto liability coverage to protect your company in cases where an employee is an accident while out making deliveries.

Commercial Property Insurance

This is standard coverage in any business insurance policy. It includes coverage for damages to the structure of your owned building and coverage for your other business assets such as inventory, computers, and furnishings.

Equipment Breakdown

This pays to repair or replace production equipment , computer networks, heating and air conditioning, and other machinery and systems that keep your business running.

Errors and Omissions Insurance (E&O)

provides professional liability insurance that protects companies, their workers, and other professionals against claims of inadequate work or negligent actions.

General Liability Insurance

This coverage is a standard part of any business insurance policy. It covers injuries and property damage sustained by third-parties while visiting your business. It also includes product liability insurance, which protects you if someone is harmed by your product.

Product Liability Insurance

Will respond when someone is injured by a product you produce, resell, distribute, or wholesale, assuming the injury is proven to be caused by your product.

Umbrella Insurance

Because insurance companies impose caps on the amount of liability insurance they are willing to provide, umbrella insurance may be necessary if you feel that you need extra liability coverage in order to adequately protect your business. Umbrella insurance takes over where your other liability coverage leaves off.

Workers' Compensation Insurance

You are required to cover the cost of treatment of injuries sustained by employees while on the job. Workers' compensation insurance, which is required in most states, provides compensation in these cases.

Specialty Insurance Coverages:

Boiler and Machinery Coverage

It provides coverage for such things as routine boiler inspections, sprinkler system inspection and testing, repairs and replacements in the event of breakdowns of processing and mobile equipment and compressed containments for heating and processing.

Crime Insurance

Can protect your business against losses stemming from robberies. You can buy specific coverage to handle the risks you face both on and off-premises, such as during a delivery or while taking cash to the bank for a deposit. You can also cover yourself against crimes committed by employees while on the job through an employee dishonestly insurance policy.

Cyber Liability Insurance

Protects your business against paying out of pocket for costs related to data breaches or other cyberattacks.

Earthquake Insurance

Damage caused by earthquakes is also excluded by nearly all business insurance policies. If your business is at risk, you may want to supplement your coverage with an earthquake insurance policy.

Event Liability Insurance

A special event can be as simple as a birthday party or as complex as a month-long state fair. If you are planning a special event, you need to check with a professional insurance agent to determine what coverage, if any, may be provided by your existing insurance and what additional special event insurance you will need to carry.

Flood Insurance

Commercial insurance policies generally exclude coverage for damage caused by flooding. If your store is at risk, you should talk to your independent insurance agent about supplementing your coverage with a commercial flood insurance policy through the NFIP (National Flood Insurance Program).

Medical Professional Liability Insurance

Also referred to as medical malpractice insurance, this coverage is designed to cover legal defense and assessed fines in the event that a health care provider is sued for negligence or dereliction in duties that results in injury, illness or death to a patient in their care.