Contractors Insurance


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Business insurance is complex. Call in Cover Corps to help you navigate the complexities of the Contractors Industry. Cover Corps is a nationwide insurance agency that uses state-of-the-art technology to instantly connect you with a licensed professional to provide you with the best coverage options unique to your business. Whether you are a Tile Contractor, Demolition Contractor, or a Dirt Mover, Cover Corps can analyze your business needs and provide your business with the best coverage. Whether you need a simple Business Owners Policy to protect you from slip and falls, fire, workers compensation, or you need more complex coverages like Completed Operations Insurance or Bailee Insurance. Cover Corps has you covered!

Deep Knowledge of the Contractors Industry

At Cover Corps, our experts cover a wide array of businesses within the Contractors Industry. We work with the best carriers to provide your business with the most comprehensive coverage. Below are some examples of the businesses we cover in the Contractors Industry:

  • Weeping tile installation
  • Dirt Mover
  • Paving
  • Asphalting
  • Trenching
  • Demolition Contractor
  • Siding contractor
  • Sandblasting
  • Flagpole installation
  • Piling contractor

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We are not limited to these businesses within the Contractors Industry. Let Cover Corps design the most cost effective coverage for your business. Call or chat with a licensed insurance professional at Cover Corps or click start quote for more.



Customized Risk Solutions for the Contractors Industry

Your business needs protection. The Contractors Industry has its unique and specialized set of risks that need to be mitigated to ensure your business's protection by selecting the right coverages. By connecting with Cover Corps we will help you wade through the myriad of coverage options whether it be a simple BOP policy or more general coverages like Workers' Compensation Insurance, Umbrella Insurance, or even more complex coverages like Contractors Equipment Insurance or Cyber Liability Insurance. You can connect with Cover Corps to provide you with the right coverage that will protect you and your business. Fortunately, Cover Corps can design a customized solution for your Contractors business.

Standard Coverages

Your business is unique. Cover Corps provides customized coverages in the Contractors Industry.
Typical coverages for the Contractors Industry:

  • Workers' Compensation Insurance: You are required to cover the cost of treatment of injuries sustained by employees while on the job. Workers' compensation insurance, which is required in most states, provides compensation in these cases.
  • Umbrella Insurance: Because insurance companies impose caps on the amount of liability insurance they are willing to provide, umbrella insurance may be necessary if you feel that you need extra liability coverage in order to adequately protect your business. Umbrella insurance takes over where your other liability coverage leaves off.
  • Contractors Equipment Insurance: Is a broad-ranging policy designed to cover damaged or missing contracting equipment. A contractors insurance policy can extend beyond simply covering equipment; it can also cover small tools, employees’ equipment and clothing, and borrowed equipment.
  • Inland Marine: This protection covers inventory and products while in transit from one location to another.
  • Commercial Auto Insurance: Business auto insurance covers your company’s vehicles and drivers that are damaged or injured in a collision or some other type of event. If you or your employees drive personal vehicles for business purposes, you must have nonowned or hired auto liability coverage to protect your company in cases where an employee is an accident while out making deliveries.
  • Commercial Property Insurance: This is standard coverage in any business insurance policy. It includes coverage for damages to the structure of your owned building and coverage for your other business assets such as inventory, computers, and furnishings.
  • General Liability Insurance: This coverage is a standard part of any business insurance policy. It covers injuries and property damage sustained by third-parties while visiting your business. It also includes product liability insurance, which protects you if someone is harmed by your product.

Specialty Coverages

Cover Corps also provides specialty coverages for the Contractors Industry that cover your unique business risks like:

  • Completed Operations Insurance: This can protect you should a client be unhappy with the final product.
  • Bailee Insurance: If your business holds your customers property as part of operations, you are responsible if your customers’ property is damaged while in your possession. Bailee insurance covers third-party property when it is in your care, custody or control.
  • Contractors Equipment Insurance: Is a broad-ranging policy designed to cover damaged or missing contracting equipment. A contractors insurance policy can extend beyond simply covering equipment; it can also cover small tools, employees’ equipment and clothing, and borrowed equipment.
  • Cyber Liability Insurance: Protects your business against paying out of pocket for costs related to data breaches or other cyberattacks.
  • Employment Practices Liability Insurance (EPLI): This insurance covers your business if it is sued for an illegal business practice, such as discrimination, harassment, wrongful termination or breach of contract.

  • At Cover Corps we understand the complexities of the Contractors Industry. We pride ourselves in our technology and the ease of connecting you instantly to a licensed insurance professional who knows your business. We are waiting for your questions. Please feel free to chat or call and be immediately connected to Cover Corps. When you need coverage Call Cover Corps!



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