Specialty Shops Insurance


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Business insurance is complex. Call in Cover Corps to help you navigate the complexities of the Specialty Shops Industry. Cover Corps is a nationwide insurance agency that uses state-of-the-art technology to instantly connect you with a licensed professional to provide you with the best coverage options unique to your business. Whether you are a Trophy Store, Candle Shop, or a Police Supply Store, Cover Corps can analyze your business needs and provide your business with the best coverage. Whether you need a simple Business Owners Policy to protect you from slip and falls, fire, workers compensation, or you need more complex coverages like Continuation of Income Insurance or Employment Practices Liability Insurance (EPLI). Cover Corps has you covered!

Deep Knowledge of the Specialty Shops Industry

At Cover Corps, our experts cover a wide array of businesses within the Specialty Shops Industry. We work with the best carriers to provide your business with the most comprehensive coverage. Below are some examples of the businesses we cover in the Specialty Shops Industry:

  • Candle shop
  • Binocular store
  • Janitorial equipment and supplies store
  • Auction houses
  • Wine making supply store
  • Batteries dealer
  • Flag and banner shop
  • Fireworks shop
  • Art supply store
  • Monument dealer

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We are not limited to these businesses within the Specialty Shops Industry. Let Cover Corps design the most cost effective coverage for your business. Call or chat with a licensed insurance professional at Cover Corps or click start quote for more.

Customized Risk Solutions for the Specialty Shops Industry

Your business needs protection. The Specialty Shops Industry has its unique and specialized set of risks that need to be mitigated to ensure your business's protection by selecting the right coverages. By connecting with Cover Corps we will help you wade through the myriad of coverage options whether it be a simple BOP policy or more general coverages like Commercial Auto Insurance, Umbrella Insurance, or even more complex coverages like Cyber Liability Insurance or Flood Insurance. You can connect with Cover Corps to provide you with the right coverage that will protect you and your business. Fortunately, Cover Corps can design a customized solution for your Specialty Shops business.

Standard Coverages

Your business is unique. Cover Corps provides customized coverages in the Specialty Shops Industry.
Typical coverages for the Specialty Shops Industry:

  • Commercial Auto Insurance: Business auto insurance covers your company’s vehicles and drivers that are damaged or injured in a collision or some other type of event. If you or your employees drive personal vehicles for business purposes, you must have nonowned or hired auto liability coverage to protect your company in cases where an employee is an accident while out making deliveries.
  • Umbrella Insurance: Because insurance companies impose caps on the amount of liability insurance they are willing to provide, umbrella insurance may be necessary if you feel that you need extra liability coverage in order to adequately protect your business. Umbrella insurance takes over where your other liability coverage leaves off.
  • General Liability Insurance: This coverage is a standard part of any business insurance policy. It covers injuries and property damage sustained by third-parties while visiting your business. It also includes product liability insurance, which protects you if someone is harmed by your product.
  • Commercial Property Insurance: This is standard coverage in any business insurance policy. It includes coverage for damages to the structure of your owned building and coverage for your other business assets such as inventory, computers, and furnishings.
  • Workers' Compensation Insurance: You are required to cover the cost of treatment of injuries sustained by employees while on the job. Workers' compensation insurance, which is required in most states, provides compensation in these cases.

Specialty Coverages

Cover Corps also provides specialty coverages for the Specialty Shops Industry that cover your unique business risks like:

  • Continuation of Income Insurance: If your business is forced to temporarily cease operations because of complications caused by a covered event, this coverage is designed to provide a continuation of income. This may enable your business to pay its monthly expenses and employee salaries until repairs are complete and business can resume as usual.
  • Employment Practices Liability Insurance (EPLI): This insurance covers your business if it is sued for an illegal business practice, such as discrimination, harassment, wrongful termination or breach of contract.
  • Cyber Liability Insurance: Protects your business against paying out of pocket for costs related to data breaches or other cyberattacks.
  • Flood Insurance: Commercial insurance policies generally exclude coverage for damage caused by flooding. If your store is at risk, you should talk to your independent insurance agent about supplementing your coverage with a commercial flood insurance policy through the NFIP (National Flood Insurance Program).
  • Employee Dishonesty Insurance: This can protect your business from loss in the event that one of your employees steals from you.

    • At Cover Corps we understand the complexities of the Specialty Shops Industry. We pride ourselves in our technology and the ease of connecting you instantly to a licensed insurance professional who knows your business. We are waiting for your questions. Please feel free to chat or call and be immediately connected to Cover Corps. When you need coverage Call Cover Corps!


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