Lumber Insurance


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Business insurance is complex. Call in Cover Corps to help you navigate the complexities of the Lumber Industry. Cover Corps is a nationwide insurance agency that uses state-of-the-art technology to instantly connect you with a licensed professional to provide you with the best coverage options unique to your business. Whether you are a Sawmill, Logger, or a Log Truck Operator, Cover Corps can analyze your business needs and provide your business with the best coverage. Whether you need a simple Business Owners Policy to protect you from slip and falls, fire, workers compensation, or you need more complex coverages like Business Income Insurance or Contractors Equipment Insurance. Cover Corps has you covered!

Deep Knowledge of the Lumber Industry

At Cover Corps, our experts cover a wide array of businesses within the Lumber Industry. We work with the best carriers to provide your business with the most comprehensive coverage. Below are some examples of the businesses we cover in the Lumber Industry:

  • Wood chipping
  • Log harvesting
  • Hemlock gum gathering
  • Ginseng gathering
  • Spanish moss gathering
  • Harvesting berries or nuts
  • Cutting and transporting timber
  • Timber pole cutting
  • Cherry gum gathering
  • Bark gathering

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We are not limited to these businesses within the Lumber Industry. Let Cover Corps design the most cost effective coverage for your business. Call or chat with a licensed insurance professional at Cover Corps or click start quote for more.



Customized Risk Solutions for the Lumber Industry

Your business needs protection. The Lumber Industry has its unique and specialized set of risks that need to be mitigated to ensure your business's protection by selecting the right coverages. By connecting with Cover Corps we will help you wade through the myriad of coverage options whether it be a simple BOP policy or more general coverages like Commercial Property Insurance, Commercial Auto Insurance, or even more complex coverages like Cyber Liability Insurance or Crime Insurance. You can connect with Cover Corps to provide you with the right coverage that will protect you and your business. Fortunately, Cover Corps can design a customized solution for your Lumber business.

Standard Coverages

Your business is unique. Cover Corps provides customized coverages in the Lumber Industry.
Typical coverages for the Lumber Industry:

  • Commercial Property Insurance: This is standard coverage in any business insurance policy. It includes coverage for damages to the structure of your owned building and coverage for your other business assets such as inventory, computers, and furnishings.
  • Commercial Auto Insurance: Business auto insurance covers your company’s vehicles and drivers that are damaged or injured in a collision or some other type of event. If you or your employees drive personal vehicles for business purposes, you must have nonowned or hired auto liability coverage to protect your company in cases where an employee is an accident while out making deliveries.
  • Inland Marine: This protection covers inventory and products while in transit from one location to another.
  • Umbrella Insurance: Because insurance companies impose caps on the amount of liability insurance they are willing to provide, umbrella insurance may be necessary if you feel that you need extra liability coverage in order to adequately protect your business. Umbrella insurance takes over where your other liability coverage leaves off.
  • Workers' Compensation Insurance: You are required to cover the cost of treatment of injuries sustained by employees while on the job. Workers' compensation insurance, which is required in most states, provides compensation in these cases.
  • General Liability Insurance: This coverage is a standard part of any business insurance policy. It covers injuries and property damage sustained by third-parties while visiting your business. It also includes product liability insurance, which protects you if someone is harmed by your product.

Specialty Coverages

Cover Corps also provides specialty coverages for the Lumber Industry that cover your unique business risks like:

  • Business Income Insurance: A major disaster may force a temporary closure of your business until you can make repairs. If the disaster is among your policy’s covered events, business income insurance can provide your store with a continuation of income until you can resume normal business operations.
  • Contractors Equipment Insurance: Is a broad-ranging policy designed to cover damaged or missing contracting equipment. A contractors insurance policy can extend beyond simply covering equipment; it can also cover small tools, employees’ equipment and clothing, and borrowed equipment.
  • Cyber Liability Insurance: Protects your business against paying out of pocket for costs related to data breaches or other cyberattacks.
  • Crime Insurance: Can protect your business against losses stemming from robberies. You can buy specific coverage to handle the risks you face both on and off-premises, such as during a delivery or while taking cash to the bank for a deposit. You can also cover yourself against crimes committed by employees while on the job through an employee dishonestly insurance policy.
  • Environmental and Pollution Liability Insurance: This coverage may be extremely important to those companies that deal with waste management and manufacutering with chemicals, particularly when they handle hazardous waste. It is designed to cover liability lawsuits for environmental damage caused by improper waste disposal.

  • At Cover Corps we understand the complexities of the Lumber Industry. We pride ourselves in our technology and the ease of connecting you instantly to a licensed insurance professional who knows your business. We are waiting for your questions. Please feel free to chat or call and be immediately connected to Cover Corps. When you need coverage Call Cover Corps!



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