Your business is unique. Cover Corps provides customized coverages in the Fishing and Hunting Industry.
Typical coverages for the Fishing and Hunting Industry:
- Umbrella Insurance: Because insurance companies impose caps on the amount of liability insurance they are willing to provide, umbrella insurance may be necessary if you feel that you need extra liability coverage in order to adequately protect your business. Umbrella insurance takes over where your other liability coverage leaves off.
- General Liability Insurance: This coverage is a standard part of any business insurance policy. It covers injuries and property damage sustained by third-parties while visiting your business. It also includes product liability insurance, which protects you if someone is harmed by your product.
- Workers' Compensation Insurance: You are required to cover the cost of treatment of injuries sustained by employees while on the job. Workers' compensation insurance, which is required in most states, provides compensation in these cases.
- Commercial Auto Insurance: Business auto insurance covers your company’s vehicles and drivers that are damaged or injured in a collision or some other type of event. If you or your employees drive personal vehicles for business purposes, you must have nonowned or hired auto liability coverage to protect your company in cases where an employee is an accident while out making deliveries.
- Commercial Property Insurance: This is standard coverage in any business insurance policy. It includes coverage for damages to the structure of your owned building and coverage for your other business assets such as inventory, computers, and furnishings.
Cover Corps also provides specialty coverages for the Fishing and Hunting Industry that cover your unique business risks like:
Certificate of Insurance (COI): Is a document that proves that a business has liability insurance that’s actively in force. They are normally requested by people or businesses looking to hire another company for work and want to make sure that the prospective company has insurance.
Boat Liability Insurance: Helps financially protect you if you’re legally responsible for injuries or property damage resulting from accidents involving water skiers, swimmers, collision with other boats, collision with docks and more. Protecting yourself and operators of your watercraft for liability is as important as protecting your watercraft and equipment.
Crime Insurance: Can protect your business against losses stemming from robberies. You can buy specific coverage to handle the risks you face both on and off-premises, such as during a delivery or while taking cash to the bank for a deposit. You can also cover yourself against crimes committed by employees while on the job through an employee dishonestly insurance policy.
Liquor Liability Insurance: Each state has its own laws pertaining to liquor liability and your level of responsibility as someone who sells alcoholic beverages. Liquor liability insurance protects your business if it is held liable for the actions of an intoxicated person who obtained the alcohol from your business.
Employment Practices Liability Insurance (EPLI): This insurance covers your business if it is sued for an illegal business practice, such as discrimination, harassment, wrongful termination or breach of contract.