Accommodation Insurance


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Business insurance is complex. Call in Cover Corps to help you navigate the complexities of the Accommodation Industry. Cover Corps is a nationwide insurance agency that uses state-of-the-art technology to instantly connect you with a licensed professional to provide you with the best coverage options unique to your business. Whether you are a Hotel, Bed and Breakfast, or a Summer Camp, Cover Corps can analyze your business needs and provide your business with the best coverage. Whether you need a simple Business Owners Policy to protect you from slip and falls, fire, workers compensation, or you need more complex coverages like Crime Insurance or Premises Liability Insurance. Cover Corps has you covered!

Deep Knowledge of the Accommodation Industry

At Cover Corps, our experts cover a wide array of businesses within the Accommodation Industry. We work with the best carriers to provide your business with the most comprehensive coverage. Below are some examples of the businesses we cover in the Accommodation Industry:

  • Resort hotels without casinos
  • Hotels resort without casinos
  • Tourist courts
  • Fishing camps with accommodation facilities
  • Dude ranches
  • Rooming and Boarding Houses
  • Motor lodges
  • Ski lodges and resorts with accommodations
  • Hotel Spa
  • Campsites

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We are not limited to these businesses within the Accommodation Industry. Let Cover Corps design the most cost effective coverage for your business. Call or chat with a licensed insurance professional at Cover Corps or click start quote for more.



Customized Risk Solutions for the Accommodation Industry

Your business needs protection. The Accommodation Industry has its unique and specialized set of risks that need to be mitigated to ensure your business's protection by selecting the right coverages. By connecting with Cover Corps we will help you wade through the myriad of coverage options whether it be a simple BOP policy or more general coverages like Business Owners Policy (BOP), Umbrella Insurance, or even more complex coverages like Cyber Liability Insurance or Equipment Breakdown. You can connect with Cover Corps to provide you with the right coverage that will protect you and your business. Fortunately, Cover Corps can design a customized solution for your Accommodation business.

Standard Coverages

Your business is unique. Cover Corps provides customized coverages in the Accommodation Industry.
Typical coverages for the Accommodation Industry:

  • Business Owners Policy (BOP): A business owners policy, or BOP, is a comprehensive insurance option that includes the following policies: property insurance, liability insurance, business interuption insurance, vehicle coverge, and crime insurance
  • Umbrella Insurance: Because insurance companies impose caps on the amount of liability insurance they are willing to provide, umbrella insurance may be necessary if you feel that you need extra liability coverage in order to adequately protect your business. Umbrella insurance takes over where your other liability coverage leaves off.
  • Workers' Compensation Insurance: You are required to cover the cost of treatment of injuries sustained by employees while on the job. Workers' compensation insurance, which is required in most states, provides compensation in these cases.
  • Commercial Property Insurance: This is standard coverage in any business insurance policy. It includes coverage for damages to the structure of your owned building and coverage for your other business assets such as inventory, computers, and furnishings.
  • Business Interruption Coverage: Or business income coverage, protects your earnings if your business is unable to operate because of damage caused by some type of disruption (fire, hail, wind, equipment breakdown). This coverage, normally included in commercial property insurance, is usually quite affordable and invaluable if you are forced to close your doors for a period of time in order to make repairs. It pays for rent, employee salaries, lost income, relocation fees and more.
  • General Liability Insurance: This coverage is a standard part of any business insurance policy. It covers injuries and property damage sustained by third-parties while visiting your business. It also includes product liability insurance, which protects you if someone is harmed by your product.
  • Commercial Auto Insurance: Business auto insurance covers your company‚Äôs vehicles and drivers that are damaged or injured in a collision or some other type of event. If you or your employees drive personal vehicles for business purposes, you must have nonowned or hired auto liability coverage to protect your company in cases where an employee is an accident while out making deliveries.

Specialty Coverages

Cover Corps also provides specialty coverages for the Accommodation Industry that cover your unique business risks like:

  • Crime Insurance: Can protect your business against losses stemming from robberies. You can buy specific coverage to handle the risks you face both on and off-premises, such as during a delivery or while taking cash to the bank for a deposit. You can also cover yourself against crimes committed by employees while on the job through an employee dishonestly insurance policy.
  • Premises Liability Insurance: Premises liability insurance protects you from third-party injuries that take place within the premises of your business. This includes the inside and the outside of the premises.
  • Cyber Liability Insurance: Protects your business against paying out of pocket for costs related to data breaches or other cyberattacks.
  • Equipment Breakdown: This pays to repair or replace production equipment , computer networks, heating and air conditioning, and other machinery and systems that keep your business running.
  • Utility Interruption Coverage: If a covered natural or man-made disaster leads to the loss of utility services, you may need to relocate your guests to another place of business. This is particularly necessary if you have no running water or no electricity or heat for an extended period of time. This coverage can cover your income losses and assist with other related damages.

  • At Cover Corps we understand the complexities of the Accommodation Industry. We pride ourselves in our technology and the ease of connecting you instantly to a licensed insurance professional who knows your business. We are waiting for your questions. Please feel free to chat or call and be immediately connected to Cover Corps. When you need coverage Call Cover Corps!



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